1810 Stafford Ave, Suite A, Fredericksburg, VA 540-370-0104

Automobile Insurance

We offer automobile insurance policies underwritten by major carriers

Motorcycle Insurance

We offer motorcycle insurance policies underwritten by major carriers

Home & Renter Insurance

We offer home and renter insurance policies underwritten by major carriers

Boat Insurance

We offer boat insurance policies underwritten by major carriers

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Commercial Vehicle Insurance

We offer commercial vehicle insurance policies underwritten by major carriers

The Insurance Marshall

A Little About Us

At The Insurance Marshall LLC, our mission is to provide quality and affordable insurance services to the communities of Virginia with unrivaled warmth and hospitality. Our office located in beautiful Fredericksburg, Virginia, proudly serves many counties around the state of Virginia, including Spotsylvania, Stafford, Caroline, King George, Orange Counties as well as Mineral, Richmond, Petersburg, Danville, Chase City and Emporia regions. We specialize in Auto, Motorcycle, Boat, Commercial Auto, Home, Mobile Home, Renters, as well as Commercial Insurance policies. We offer same day, immediate SR-22 and FR-44 filings.

With over 50 years of combined insurance experience, we strive to exceed the expectations of our clients and provide insurance services to the greater Fredericksburg area and surrounding Virginia communities.

Give us a call today, we look forward to assisting you in your insurance needs.

Our Business Hours

Frequently Asked Questions

Answers to Some of The Most Common Questions We Receive

An FR44 is required for the following convictions:

Maiming under the influence

Driving while under the influence of intoxication, drugs, etc

Each individual is responsible for purchasing the necessary coverage.  Your insurance company should file your FR44 with the DMV on your behalf.  If the DMV doesn’t receive the needed insurance policy information (new or renewal policy), the DMV will suspend privileges to drive, register a vehicle in Virginia or obtain vehicle decals in Virginia.  Once the DMV notifies you of the need for the FR44 you will need to contact your insurance agency to determine if they will be able to assist you with the policy.

An SR22 is required for the following convictions:

Falsifying insurance coverage

Violation of motor vehicle laws punishable as a felony

Unsatisfied judgments

Conviction of accident resulting in death or serious injury

Each individual is responsible for purchasing the necessary coverage.  Your insurance company should file your SR22 with the DMV on your behalf.  If the DMV doesn’t receive the needed insurance policy information (new or renewal policy), the DMV will suspend privileges to drive, register a vehicle in Virginia or obtain vehicle decals in Virginia.  Once the DMV notifies you of the need for the SR22 you will need to contact your insurance agency to determine if they will be able to assist you with the policy.

Each individual is responsible for purchasing the necessary coverage.  Your insurance company should file your FR44/SR22 from with the DMV on your behalf.  If the DMV doesn’t receive the needed insurance policy information (new or renewal policy), the DMV will suspend privileges to drive, register a vehicle in Virginia or obtain vehicle decals in Virginia. Once the DMV notifies you of the need for the FR44/SR22 you will need to contact your insurance agency to determine if they will be able to assist you with the policy.

Usually you must retain the coverage for 1 to 5 years.  You should not let your policy lapse or your license will be suspended.  Be certain to check with your DMV representative when you pay your fines. 

Your insurance agency immediately notifies the DMV who then imposes fines and your license will be suspended.  The duration of time you will need to retain the SR22 or FR44 is extended.

A secondary insurance policy covering individuals while they operate a vehicle not owned by said individual, such as a spouse’s vehicle, business vehicle or any other vehicle that is driven on a regular basis.

Truly it depends on your policy and budget, we typically find something that works within your budget.  Keep in mind, however, there are minimums that are required by the state of Virginia.

Every plan is different, however you should consider some of these different types of coverages:

Collision: offers payment should you become involved in an accident, whether with another car or a stationary object.

Comprehension: Helps cover absolutely everything (fire, weather, theft, or vandalism)

Medical Payments: should you get into an accident this coverage helps pay for medical care.

Liability: Bodily injury helps in case you injure someone in a car accident, it helps pay the other persons medical bills.

Property damage liability helps pay for damages you may do to other people’s property.

This is not an inclusive list but the most common types of coverages.  Give us a call or send us an email and we will find the best policy in your budget.

Call the insurance company that you have insurance through.  You will find the number on the back of your insurance card, on your statement or on their web site. You will need to know your policy number.  You can contact us for follow up BUT we will need to know what insurance company and claim number.

As soon as you realize you need to make a change to your policy, please email or call us. We will need to re-evaluate your policy and let you know what the adjustments might be (lower or higher premium, as appropriate). 

Please give us a call and we will get one sent to you, please note this will apply to commercial insurance.

You can log in to your online account and print that immediately.  Please note your account may need to be current in order to obtain the ID card. 

Check, money order, cashier’s check and credit cards. We will NOT accept cash.  You may also pay online by visiting our companies page, where we provide a listing of the companies we offer.  Please find the insurance company you are insured with and click the link/logo

Testimonial

Our Clients Are The Best

  • Professional

fast, easy, professional service with a hometown feel. been my agent since1992 and never let me down.

Joe Jenni

Joe Jenni Customer

  • The Greatest

Nothing but the greatest vibes ever in professional service! You will not be dissatisfied ever when dealing with these guys they’re the best.

Donte Baxter

Donte Baxter Customer

  • Execllent!!

I got a great price and mark was friendly and efficient

Jennifer Limberick Tolson

Jennifer Limberick Tolson Customer

Our Contact

We Are Always Available